CardOneBanking offers an exciting online bank account and is open to everybody (subject to identification, you must be at least 18 years old and a UK resident). Even with bad credit you can get a current account with a prepaid MasterCard ® card! We'll help you manage your money so you can keep track of your payments or standing orders. Even if you can't pay an item, we won't charge you a rejected payment fee and we will let you know in good time. We'll ensure all your bills are paid on time and even give you a CardOneBanking Prepaid MasterCard to keep control of your day to day spending.